Made in Cebu, for Filipino households
Your household's money, finally in flow
Every bank, e-wallet and peso of cash — for both of you, in one shared ledger. Tag each entry Business or Personal as you spend, and stop untangling it at the end of the year.
The same GCash pays for groceries and for client work
That's normal here. Freelancers, online sellers and small-business owners run a livelihood and a household through the same accounts — then spend BIR season guessing which peso was which.
PeraFlow makes the answer a one-tap question at the moment you spend, not a forensic exercise in April. Your Business total is always there, already separated.
Up and running in one lunch break
Start your household
Sign up free, invite your partner by email. One ledger, separate logins — every entry remembers who made it.
Add your accounts
BPI, BDO, GCash, Maya, the cash at home — each with its balance today. No bank logins, ever: you enter what moved.
Tag as you spend
Amount, account, Business or Personal — ten seconds at the counter. Balances and reports take care of themselves.
What you get
Every account, both of you
Banks, e-wallets and cash — each with its own name and color. Same bank for both spouses? Two cards, separate balances, no confusion.
Business or Personal, always
One required tap on every entry. The monthly split sits on your home screen, and the Business net line is ready when you file.
One ledger, many hands
You both see the same household, and every entry records who added it — so “what's this ₱3,000?” has an answer.
Reports that answer questions
Monthly cash flow, spending by category and by person, six-month trends, and a CSV your accountant will actually thank you for.
Installs like an app
Add to home screen on Android or iPhone — full screen, no browser bar, instant. One product on every device you own.
Private by default
No ad trackers, no selling data, no bank logins to steal. Your household's rows are isolated in the database itself.
Simple pricing
Every plan starts with a 7-day free trial — no card needed. And if you ever stop, nothing is deleted: your ledger stays readable, always.
Solo
Your own money, finally organised.
₱49 / month
or ₱490 / year — 2 months free
- 1 member
- Unlimited accounts — banks, e-wallets, cash
- Business / Personal tag on every entry
- Full report history + CSV export
Household
One ledger for both of you.
₱99 / month
or ₱990 / year — 2 months free
- Up to 5 members
- Everything in Solo
- Every entry records who added it
- Shared balances on every phone
Family
Parents, kuya, ate, lola — the whole compound.
₱199 / month
or ₱1,990 / year — 2 months free
- Up to 10 members
- Everything in Household
- Priority support from the makers
Pay with GCash, Maya, card or online banking. Never an auto-charge — you renew when coverage ends, and we email a reminder first.
Questions
Do you connect to my bank?
No. PeraFlow never asks for your online banking login, and nothing is linked to your accounts. You enter what moved — which takes seconds and means there is no credential of yours for anyone to steal.
What happens when the trial ends?
Nothing is deleted, ever. Your ledger stays readable — a lapsed household is just limited to 1 member, 3 accounts and two months of reports until you subscribe. Plans start at ₱49/month.
Is my data private?
Yes. There are no ad trackers or third-party analytics in the app, and each household's rows are isolated by the database itself. It runs on our own server, backed up nightly.
Can I use it for my small business?
That's the point. Tag business entries as you go and the Business net figure is always current — useful for quarterly filing, or for handing your bookkeeper a clean CSV.
Do I need to download anything?
No app store needed. Open the site on your phone and tap “Add to Home Screen” — it installs and runs full screen on both Android and iPhone.
Know exactly where your money went this month
Set up your household in under two minutes. 7 days free, no card, no bank logins.
Start your ledger