Made in Cebu, for Filipino households
Your household's money, finally in one place
Every bank, e-wallet and peso of cash — for both of you, in one shared ledger. Tag each entry Business or Personal as you go, and stop untangling it at the end of the year.
Free forever for one person. 7-day Household trial when you invite your partner.
The same GCash pays for groceries and for client work
That's normal here. Freelancers, online sellers and small-business owners run a livelihood and a household through the same accounts — then spend BIR season guessing which peso was which.
PeraFlow makes the answer a one-tap question at the moment you spend, not a forensic exercise in April. Your Business total is always there, already separated.
What you get
Every account, both of you
BPI, BDO, GCash, Maya, cash on hand — each with its own name and color. Same bank for both spouses? Two cards, separate balances, no confusion.
Business or Personal, always
One required tap on every entry. Your monthly split sits on the home screen, and the business net line is ready when you need to file.
One ledger, many hands
Invite your partner by email. You both see the same household, and every entry records who added it — so “what's this ₱3,000?” has an answer.
Reports that answer questions
Monthly cash flow, spending by category and by person, six-month trends, and a CSV export of any month for your accountant.
Installs like an app
Add it to your home screen on Android or iPhone. Full screen, no browser bar, opens instantly — and it's the same app on both.
Private by default
No ad trackers, no selling data. Your household's rows are isolated in the database itself, not just hidden in the app.
Simple pricing
Start free and stay free if it's just you. Upgrade when you want to share the ledger.
Free
₱0 / forever
- 1 member
- Up to 3 accounts
- Unlimited transactions & tags
- This month + last month reports
Household
₱99 / month
or ₱990 / year (2 months free)
- Up to 5 members
- Unlimited accounts
- Full report history + CSV export
- Every new Household feature as it ships
Pay with GCash, Maya, card or online banking. Not an auto-charge — you renew when coverage ends, and we email a reminder first.
Questions
Do you connect to my bank?
No. PeraFlow never asks for your online banking login, and nothing is linked to your accounts. You enter what moved — which takes seconds and means there is no credential of yours for anyone to steal.
What happens when the trial ends?
Nothing is deleted, ever. Your household simply returns to the Free limits — you keep reading everything, and going back over the limits just needs a subscription.
Is my data private?
Yes. There are no ad trackers or third-party analytics in the app, and each household's rows are isolated by the database itself. It runs on our own server in the Philippines region, backed up nightly.
Can I use it for my small business?
That's the point. Tag business entries as you go and the Business net figure is always current — useful for quarterly filing, or for handing your bookkeeper a clean CSV.
Do I need to download anything?
No app store needed. Open the site on your phone and tap “Add to Home Screen” — it installs and runs full screen on both Android and iPhone.
Know exactly where your money went this month
Set up your household in under two minutes. Free to start, no card.
Start your ledger